6 Best Gold IRA Companies of 2022 with Fees and Reviews
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When you’re ready to make the ultimate investment in your retirement, gold is a great option. Unlike traditional investments like stocks and bonds, gold has always been a reliable way to save money. And thanks to gold IRA rollovers, you can now take advantage of this precious metal without giving up any of your existing retirement savings. In this blog post, we’ll outline the different gold IRA options available to you, explain the safety of gold investments, and provide a free gold IRA guide for you to download. Ready to get started? Let’s go!
What is a gold IRA?
If you’re interested in opening a gold IRA account, make sure you speak with your financial advisor about the benefits and risks involved. Due to its low correlation to other markets and its historical volatility, gold is considered a safe investment. These accounts are different than the traditional IRA in that they allow for direct ownership of the metal rather than shares in a company or mutual fund.
a retirement account in gold. Another way for retirement investors to diversify into gold is through a gold IRA (individual retirement account). The physical form of individual retirement accounts gives you access to more than just stocks, bonds, and mutual funds; it allows you to park your assets in an alternative investment such as gold bullion (a fixed weight or measure of the precious metal).
Custodians Manage Your Gold IRA
Are you considering investing in a gold IRA? If so, it’s important to understand the different custodial options available. A gold custodian company can manage your account for you, while individual investors may also act as custodians. Having a professional handle all of the paperwork and administration associated with your investments, will give you more time to focus on making wise decisions with your gold investments.
In addition to buying and selling physical gold coins or bars, other investment opportunities come along with owning a gold IRA, such as stocks or bonds, which can be exchanged for precious metals depending on one’s financial goals. Not only does this provide additional diversification, but withdrawals from these accounts are often tax-free!
A gold IRA is an excellent retirement account option because it not only offers protection against inflation but also provides peace of mind knowing that whatever happens in the stock market won’t affect its value since it’s backed by tangible assets like gold bullion coins or bars rather than paper money, which is subject to devaluation over time due to economic conditions and government policies. Investing in precious metals has been around for centuries now, so why not take advantage of what history has proven works best when saving up for retirement?
How to Buy Precious Metal for Your Gold IRA
When investing in a gold IRA, it’s important to choose an experienced custodian who can help you select the right type of metal investments based on your individual needs and goals. Your custodian will also guide storage options, which may include safety deposit boxes or vaults where your metal will remain safe from theft or damage due to natural disasters like floods or fires. For those looking for greater liquidity than bullion bars offer, there are also options available like purchasing coins made entirely out of pure gold bullion, which have higher levels of liquidity than their bar counterparts but still maintain value over time, making them ideal choices when building wealth within a portfolio that includes both liquid assets and more stable ones like physical bars stored securely away from harm’s way.
Overall, investing in precious metals through an established custodial service is one effective method individuals use today when diversifying their portfolios against market volatility while gaining access to hard assets at competitive prices, all backed by professional customer support services designed specifically around helping clients make informed decisions about how best to protect their financial futures going forward into retirement age.
What Forms of Gold Can You Own in a Gold IRA?
If you’re interested in owning gold as an investment, you may be wondering what forms of gold you can own in a gold IRA account. You can own gold coins, jewelry, and other physical gold in a gold IRA retirement account, which is regulated by the IRS and offers tax advantages over regular IRAs. If you have any questions about gold IRA accounts or want to consult with a financial expert, reach out to us!
Certain Collectable Coins and Collectibles Are Not Allowed in a Gold IRA
If you’re interested in investing in gold, now is the perfect time to do so. Gold investments offer a lot of potential benefits, such as diversification and stability, making them a wise investment for retirement. However, before you make your gold IRA contribution, you need to be sure that the collectible you’re adding to your account is worth more than its face value. This means that gold coins are the only eligible item for a gold IRA contribution. You cannot put collectibles such as baseball cards, stamps, or coins into a gold IRA account. Consult with your financial consultant to determine whether a gold IRA is appropriate for you and your circumstances.
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1. Goldco: Best Gold IRA Company Overall
Looking for the best gold IRA company? Look no further than Goldco! They are a trusted provider of precious metal investments and offer competitive rates along with an incredible level of customer service. With over 15 years of experience, they have a wide range of investment options available, making it easy for you to find the perfect option for your individual financial needs. Additionally, their IRA custodian account is SEC-registered and rated A+ by S&P. If you’re looking for the best gold IRA company in the business, then Goldco is your go-to choice!
The privately held company aims to secure its customers’ retirement funds by shifting assets from typical 401(k) and 403(b) plans to self-directed retirement accounts such as gold or silver trusts. GoldCo’s IRA consultants specialize in guiding customers through the rollover process step by step, making this type of retirement savings preservation easier to understand and apply. In addition, GoldCo offers investors and collectors the opportunity to purchase gold bullion and gold and silver coins, as well as income and asset protection. Furthermore, the company has an effective repurchase program. GoldCo works with you to make the process of opening a gold IRA as straightforward as possible.
Clients frequently finance a classic gold IRA rollover with pre-tax cash from an existing IRA account, although practically all retirement plans accept rollover assets. The business recommends consulting with your accountant if you have any questions or concerns concerning your tax liability. Even though your gold IRA is self-directed, you must choose a gold IRA custodian to store your assets. GoldCo staff members’ expertise and experience will be put to use to help you select a custodian who meets your needs. After you’ve chosen a custodian and completed the appropriate paperwork to set up your gold IRA, it’s time to start feeding the account. Once again, GoldCo specialists will assist you in ensuring that your rollover complies with IRS regulations.
You can select the gold items you want to invest in after you have the requisite funds. GoldCo will work with you to ensure that any potential acquisitions are approved by the Internal Revenue Service. Furthermore, GoldCo has developed relationships with specialized mints that have made coins and bars specifically for the firm. Depending on how your IRA is set up, you may be able to add more diversification by establishing a precious metals IRA that includes, among other things, bars, bullion, and coins.
GoldCo’s IRA costs vary depending on how much money you invest and which custodian you use. Speaking with a representative from the gold-investing organization will give you the best opportunity of acquiring the most accurate price.
Click Here to Learn More About Goldco Precious Metals
2. Regal Assets: Experts in Gold IRA Rollovers
It is with a heavy heart that we must announce that we no longer recommend Regal Assets (RA). After years of being one of our top-rated gold IRA firms, the company’s ratings have dropped significantly over the last year.
Most notably, RA has an F rating from both the Better Business Bureau and Business Consumer Alliance due to several negative customer reviews. We take these ratings seriously and, as such, have eliminated them from our list of trusted businesses.
While it’s true that RA still boasts 1,000+ positive reviews on TrustLink with a five-star average rating along with 5-star ratings on BirdEye, their current BBB score makes us unable to confidently stand behind their services at this time. The company also holds celebrity endorsements ranging from Laura Ingraham to Dennis Miller, and its CEO is a member of the Forbes Finance Council and has been featured in mainstream financial publications including Smart Money MarketWatch and Yahoo Finance. All things considered, these accolades are not enough for us to continue recommending them right now given their recent performance issues.
We understand how difficult it can be when you need help investing your hard-earned money into something reliable yet secure, but unfortunately at this time Regal Assets does not meet our standards for providing quality service or products, so please do your research before making any decisions regarding investments or retirement funds!
Click Here to Learn More About Regal Assets Precious Metals
3. American Hartford Gold: Trusted Leader in Gold IRAs
American Hartford Gold offers a variety of services, including access to their own depository, where customers can store their precious metals securely and with peace of mind. The fees associated with this depository are very reasonable compared to other companies, allowing investors to get the most out of their investments without breaking the bank. Additionally, they offer competitive rates on all types of bullion coins as well as rare collectible coins from around the world, giving customers an extensive selection when choosing which type of coin fits best into their portfolio strategy.
At American Hartford Gold, we understand how important it is that our clients feel secure about investing in precious metals such as gold and silver, which is why we strive every day to offer excellent customer service along with competitive pricing structures so that everyone feels comfortable investing through us! We also provide educational resources on our website so that new investors have plenty of information at hand before deciding what type(s) of coin(s) are right for them; after all, knowledge is power!
All in-all if you’re looking for a reliable company that will take your investments seriously, look no further than American Hartford Gold; they’ve got everything covered from start to finish!
4. Oxford Gold Group: Best Customer Service
Investing in a gold IRA is a great way to secure your financial future. But it’s important that you make sure that your investment is wise and well taken care of by experienced professionals who know the industry inside out. That’s why we recommend Oxford Gold Group—they have been providing quality services since 2010, with many satisfied customers along the way!
Whether you’re just starting out or already have experience investing in precious metals like gold, silver, or platinum coins or bars, Oxford Gold Group should be at the top of your list when considering where to invest in an IRA account backed by physical assets such as bullion coins. Their low fees mean more money stays invested longer rather than being eaten up by high charges, which can erode returns over time, making them even better value for money overall!
Oxford also provides comprehensive educational materials on topics ranging from how IRAs work to commodity trading strategies, ensuring investors are informed at every step of their journey toward retirement security. Furthermore, if investors have any questions about anything specifically related to investments held within their platform, one phone call will put them in touch with knowledgeable staff who can offer clear advice quickly and without delay, giving investors peace of mind knowing all bases are covered before taking any actionable steps forward regarding portfolio management decisions made today affecting tomorrow’s outcomes as well!
In conclusion, “If you want access to reliable customer service combined with competitive rates on investments backed by physical assets such as bullion coins, look no further than Oxford Gold Group—they do offer some unbeatable features that could make them perfect for whatever stage an investor may find themselves at right now, so don’t hesitate, get started today!”
5. Augusta Precious Metals: Best Gold IRA Reviews
Investing in a gold IRA is an excellent way to diversify your portfolio and protect yourself from the volatility of the stock market. For those looking for a reliable gold IRA provider, Augusta Precious Metals should be at the top of your list. They offer top-notch products and services, with a wide variety of options to choose from. Whether you’re investing for retirement or just want to add some extra security to your financial plan, Augusta Precious Metals has something that will fit perfectly into any investor’s portfolio.
In addition to their high-quality products and services, they also provide excellent customer service, which makes it easy for investors who have questions or concerns about their investments to get them answered quickly and easily by experienced professionals at Augusta Precious Metals. Furthermore, they are always available to assist you in determining what type of product would work best to meet all investment goals while remaining within budget constraints if necessary, as well as providing guidance on how to best manage taxes associated with such investments if necessary!
Overall, investing with Augusta Precious Metals is an ideal choice for anyone looking for quality gold IRAs backed by knowledgeable staff that can ensure maximum returns over time without sacrificing safety or security along the way!
6. Noble Gold: Great Selection of Silver, Platinum, and Palladium
When it comes to investing in gold, there is no better choice than Noble Gold. As a reliable and reputable gold IRA provider, Noble Gold offers an extensive selection of precious metals that can be used for diversifying your portfolio and achieving greater returns over time. From silver and platinum to palladium, their selection of metals is second-to-none. Plus, they provide low fees compared to other providers in the market, making them a great option for those looking for value without sacrificing quality or performance.
In addition to providing excellent service at competitive prices, Noble Gold also has an informative YouTube channel with helpful tutorials and videos about investing in gold IRAs, as well as tips on how you can maximize your returns when using their services. This resource will be invaluable if you are looking for investment stability or want more information before committing funds to a gold IRA account.
Ultimately, if you are looking for the best way to invest in physical precious metal assets, then look no further than Noble Gold—they offer one of the best selections available today while still keeping costs down so that everyone can benefit from increased returns over time!
How We Ranked the Top Gold IRA Companies
When it comes to retirement planning, gold should be at the top of your list. Not only is gold a reliable investment, but it also offers diversification benefits. That’s why we’ve put together a list of the top gold IRA companies. We analyzed their commission rates, customer service, investment approaches, Business Consumer Alliance rating, and more to determine who was the best option for you. Make sure to invest in one of the top three-rated companies!
Reputation and Reviews
Looking for the best gold IRA companies? We’ve got you covered! Reviewed by independent financial analysts, these companies are the best for your retirement goals. With account opening and funding being incredibly straightforward, you can be sure that your money is in good hands. Plus, each company has a stellar reputation with the Better Business Bureau, meaning you can rest assured knowing that your investment is safe and sound. So if you’re looking for a reputable gold IRA company to invest in, be sure to check out these top picks!
Ease of Setup
When it comes to gold IRA investments, simplicity is key. That’s why we ranked the top 5 gold IRA companies based on how easy their setup process was. Some of the companies had more complicated setups, but it was worth it in the end because of their high-quality gold products and outstanding customer service. We hope that our top 6 gold IRA company lists will help you find the best option for your gold individual retirement account needs.
Reputation and Position in the Industry
When selecting gold IRA companies to partner with, we made sure to take into account the reputation of each firm. We had no age discrimination against businesses; instead, our focus was on identifying those who had a solid name in the sector and could offer us a positive track record. This included looking for firms that had been in operation for more than 20 years, as well as researching their Better Business Bureau ratings and media coverage to ensure they were reliable partners. Ultimately, our company’s reputation was critical to us so we wanted only those with good reputations associated with ours.
Products That Are Currently Available
We largely evaluated companies based on the silver and gold products they supplied. How many distinct options did the company offer? Is the company selling a diverse range of silver and gold bars, coins, and bullion? Is it simple to obtain the specific items you require?
Several gold IRA companies provide platinum and palladium items as alternative investments. Others provide IRAs that are based on bitcoin and other cryptocurrencies. When generating our rankings, we evaluated organizations largely based on their gold and silver IRA products, but we also considered complementary or alternative investment products.
Fees and Costs
When investing in a gold IRA, it is important to be aware of the costs and administration fees associated with such investments. Doing your research beforehand can help you avoid overpaying for unnecessary services. It is also essential to select a company that offers low costs and fees; this will ensure that your gold IRA investment will be profitable in the long run. Additionally, making regular contributions to your account helps keep it healthy and growing steadily over time. By taking these steps before investing, you can rest assured knowing that you have made an informed decision about gold IRA investments.
Selection of Gold and Silver Products
A fantastic approach to diversify your portfolio and shield your assets from market instability is to invest in gold and silver IRAs. At the same time, you want to be sure that you receive the greatest service available when you invest in a company. To help investors choose a company with confidence, we’ve produced rankings of the best gold IRA providers based on client feedback and financial health. It’s simple for you to locate an IRA provider who satisfies your unique financial goals with our research-based method. Invest right away!
Investing in gold is a great way to hedge against volatility and uncertain economic situations. But with prices of gold continuing to rise, it is important to know which gold IRA companies are most likely to initiate buybacks shortly. To make this determination, we looked at five important factors: gold price history dividends, share price, financial stability, industry trends, and insider trading, and found the top gold IRA companies that are most likely to initiate buybacks soon. By doing so, you can maximize your chances of benefiting from future buybacks by investing in these companies now.
How You Can Evaluate Gold IRA Providers
Picking the right gold IRA provider is a must if you want to secure your retirement. Here are some factors to consider when evaluating different providers:
- When it comes to investing for retirement, one of the most important decisions you’ll make is choosing an investment provider. While there are many options available, not all providers offer the same services and fees. You must take a close look at fees before making a decision.
- Fees can vary significantly from one provider to another, and they can have a significant impact on your returns over time. Be sure to compare fees across different providers so that you understand what kind of return on investment (ROI) each option offers. Also consider any additional costs associated with certain investments, such as trading commissions or account maintenance charges, which could also reduce the potential ROI.
- In addition to looking at fee structures, it’s also important to consider other factors when selecting an investment provider, such as the range of investments offered by each option and customer service availability in case help is needed with managing accounts or understanding how best to use them for maximum benefit over the long term.
- Finally, be sure to do some research into reputation; check online reviews and talk to friends and family who may already be using particular providers to get their opinions about their experience working with them too. Additionally, if you’re still unsure after doing your initial due diligence, the Better Business Bureau website is always a good resource to check out. By taking the time to carefully evaluate various offerings upfront, you can have peace of mind knowing you’ve chosen the right partner for your journey to financial freedom!
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Finding a broker or custodian for your gold-based IRA
Choosing the right custodian for your gold-based IRA account is an important decision. Before you make a selection, it is essential to review their policies and fees carefully, as some firms may only offer limited options when it comes to gold-based IRAs. Additionally, be sure that the company you choose is reputable and offers competitive commission rates on IRA investments. Once you have chosen a custodian, do your research by comparing prices and account features between brokerages and custodians to find one that best fits your needs. With so many available options out there today, finding the perfect fit should not be too difficult!
Reasons to invest in gold for retirement
Investing in gold for retirement is a smart choice due to its unique benefits. Gold has the advantage of not experiencing inflation like other assets, which makes it an attractive option for those who are risk-averse. Furthermore, gold can be sold at a high price in the future and traded on exchanges such as options and futures contracts to generate income during retirement. To top it off, contributions made towards a self-directed IRA account are tax deductible when removed from the account, making gold IRAs eligible for all of the same tax benefits as ordinary IRAs! With so many advantages associated with investing in gold for retirement, exploring your options today is highly recommended.
Gold IRAs are eligible for the same tax benefits as ordinary IRAs. Contributions to a self-directed IRA are tax-deductible when made. When you remove money from an Ira account, it is not taxed.
Gold maintains its value.
A great approach to safeguard and increase your wealth in retirement is to include gold in your investment portfolio. Since it has been used as a store of wealth for so long, gold has a strong purchasing power even when the economy is shaky. Gold is a fantastic asset to hang onto for the long term because its price frequently increases over time. Gold investments can also add stability to a diverse financial portfolio because they are less volatile than stock investments. For these reasons, a lot of experts think that purchasing gold is crucial when getting ready for retirement.
Gold is an excellent hedge against inflation.
Gold retirement investments have always been popular with investors as they offer an excellent buffer against inflation. Unlike other assets such as stocks and real estate, gold doesn’t go down in value when the stock market goes down, and its price doesn’t fluctuate too much. Furthermore, gold is a physical metal that you can hold in your hand, which gives you peace of mind.
A diversified portfolio of gold retirement investments will provide the best chance of maintaining your savings over time. And lastly, gold stands to gain from inflation as it does not lose its value over time, making it a sound investment for long-term retirement planning. and considering that at the time of this writing, the current spot price of gold is $1,874 per ounce. Now is a great time to open a precious metals IRA.
Gold provides deflation protection.
Although gold is frequently viewed as a risky investment option for retirement, its stability and deflation protection make it a desirable option. Since gold is less prone to market fluctuations than other investments, it has continuously produced returns over a long period, preserving its value when the economy is unstable. Gold is a trustworthy long-term investment that may generate steady profits even in volatile markets due to its capacity to hold its value over decades.
Gold can diversify your investment portfolio.
Many people believe that gold is a good investment for retirement. This is because gold doesn’t experience the same financial or political risks that other investments do, and it has a long history of providing stability in times of crisis. Furthermore, gold is physical and permanent, meaning that it doesn’t lose its value over time as paper assets can. Lastly, gold’s price tends to rise over time, giving you an annual return on your investment. So, if you are thinking of allocating a portion of your retirement portfolio to gold, now is the time to do it!
The Best IRS Approved Gold & Silver Products
Physical gold and silver have been used as forms of payment and stores of value for generations. There has been a growing interest in physical precious metals and precious metal coins as a shield against inflation and economic uncertainty in recent years. The IRS has allowed a variety of gold and silver products for investment reasons. Bullion coins, gold bars, and rounds, as well as certain numismatic coins, fall into this category. ETFs that invest in gold and silver are also permitted in precious metal IRAs. You can have a look at the IRS Retirement Plan and IRA Required Minimum Distributions FAQs.
What Is a Gold IRA Rollover?
If you’re looking to plan for retirement, a gold IRA rollover is an excellent option. Not only are they easy to do, but they also offer security and flexibility for your investments. By making contributions up until the age of 70, you can grow your money significantly over time. Additionally, if eligible, a gold IRA rollover allows you to withdraw funds at any time without penalty or tax consequences, giving you added peace of mind when it comes to planning for the future. So don’t wait—start considering your gold IRA rollover today!
Safety of Investing in Gold
When it comes to investing, those who wish to safeguard their money should consider gold. In times of economic uncertainty, gold offers stability because it is less volatile than other investments. In addition, it has a lengthy history of use as money, giving it legitimacy and stability that other investment options might not have. For unbiased guidance on the best course of action for your unique goals and needs, chat with an experienced financial expert if you are still on the fence about investing in gold.
The Difference Between Physical Gold, Gold Stocks, and Gold ETFs
Gold has been a valuable precious metal for centuries, and its use as currency, jewelry, and a status symbol is well known. However, it is important to understand the distinction between physical gold investments, such as coins or bars; gold stocks, which track physical holdings; and gold ETFs, which allow investors to trade shares of actual gold. Physical gold offers more risk than other types of investment but can be successful over time if managed correctly.
Gold stocks offer diversification benefits that are not available by just owning the metal itself while still being exposed to price movements in the underlying asset. Finally, investing in an ETF provides access to trading on global markets without having direct ownership of any particular asset class like physical metals or stocks themselves, offering even greater diversification potential for those looking at long-term investments in this sector.
The pros and cons of gold IRAs
Now is the ideal time to invest in gold through an IRA account, if you’ve been thinking about doing so. Gold IRA accounts are simple to set up and manage, offer a high-interest rate and are tax-advantaged. Before making any adjustments, however, be sure to speak with your accountant or financial consultant because their expertise will help to assure success.
The downsides of gold IRA accounts include the fact that they can be expensive to open and manage, and that you might require professional guidance to get the most out of them. Make sure to research various possibilities if you’re looking to invest in gold through an IRA account to ensure you get the highest return on your money. For a legal breakdown of 26 U.S. Code § 408 – Individual retirement accounts Cornell Law School had a great writeup
Download our free gold IRA guide.
Are you ready to start saving for the future? You can get started with our free gold IRA instruction! It will teach you everything you need to know about gold IRA establishment and funding, as well as gold investing suggestions. Our guide is completely free, so get it now!
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Gold IRA FAQs
What are the different types of gold IRA providers?
Gold IRA providers can be categorized by their custodian: either a bullion depository (such as Goldwells) or a custodian that specializes in gold IRAs, such as Roth IRA, SEP IRA, or TGB Gold IRA.
Should You Buy Gold Bullion or Gold Coins?
Bullion coins are precious metal bullion investment pieces. They are available in a range of denominations, and bullion coins come in a variety of sizes. Gold bullion is an important aspect of any investor’s portfolio since it serves as a hedge against currency market inflation or deflation.
How much does it cost to store gold in an IRA?
The cost of holding gold in an IRA is determined by the type of IRA account and custodian used. You may be able to store gold in a safe deposit box at a bank or with a private dealer if you have a self-directed IRA. A safe deposit box normally costs roughly $40 per year. If you use a private dealer, you may be charged a yearly fee as well as additional storage fees ranging from $100 to $250 per year.
What are the benefits of gold investing?
For investors wishing to diversify their portfolios and safeguard their capital, gold investing is a popular option. According to Buckingham Asset Management, gold has been used as money for many years, making it a desirable alternative because of its stability and security over the long term. In addition, unlike other asset types, gold investments are not impacted by stock market turbulence or price changes.
What factors should I consider when choosing a gold IRA provider?
Factors to consider when choosing a gold IRA provider include fees, custodian, gold purity, and account minimum investment. The gold custodian should be reputable, have a good history of customer service, and have on-site gold storage facilities. The account minimums should be low, and the provider should offer a gold purity assay option.
What are the risks associated with gold investing?
The main dangers associated with buying gold bullion are financial. Gold is not backed by any tangible assets, hence its price might change greatly. Additionally, theft or other losses may happen to gold coins and bullion.
How do I choose the right gold IRA provider for my investment needs?
Research is the greatest way to find the best gold IRA provider for your investment requirements. There are numerous trustworthy gold IRA providers out there, so it’s crucial to pick the one you can rely on. Websites like NerdWallet are excellent resources for information about gold IRA providers and retirement planning.
Are gold IRAs a secure investment?
Your gold IRA will be safe if you work with a trustworthy source. Gold IRA companies with more than 20 years of industry experience in providing safe and effective gold IRA services are among the most reputable.
The 6 Best Gold IRA Companies of 2022 Summary
Those seeking long-term financial security may consider investing their retirement money in gold. A gold IRA allows you to own gold securely without the need for a custodian or a middleman. Furthermore, gold IRA investments are tax-free in most states and municipalities, making them an excellent choice for retirement savings. Download our free gold IRA guide today to learn about the benefits and hazards of gold IRAs, as well as how to transfer your existing IRA.
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